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President’s Message: Two DTRs What’s a DTR? This is our shorthand for a Desk Top Review. It is appropriate for an analysis of auto accidents where speeds were low and the vehicles have been repaired, so there is nothing left to inspect. Basically, the expert looks at whatever photographs and reports are available and then expresses an opinion as to likelihood of injuries and whether the stories match up (or not). The two March cases demonstrate a couple of the DTR uses. |
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President’s Message: Any Two Out of Three
“Psst…Hey, over here in the alley, you want a great deal on a genuine diamond bracelet?” Are you tempted to buy? Don’t be, it violates the three in three rule. Quickly walk away. |
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As yearend approaches, we reprint a classic for your enjoyment … 
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For your enjoyment, we reprint the classic…
Christmas Bells
by Henry Wadsworth Longfellow I heard the bells on Christmas Day Their old, familiar carols play, And wild and sweet The words repeat Of peace on earth, good-will to men! |
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Now that we have seen gas prices once again hitting new highs, just what is the real effect on a cost per mile basis? The following table shows your cost per mile for fuel, at different pump prices and different fuel efficiency levels. | | | | Table of Cost in Cents per Mile for Various Gas Prices and Vehicle Efficiencies | | | | Cost per Gallon: | 2.00 | 2.50 | 3.00 | 3.50 | 4.00 | 4.50 | 5.00 | | | | | | | | | | | 20 | mpg | 10 | 13 | 15 | 18 | 20 | 23 | 25 | | 25 | mpg | 8 | 10 | 12 | 14 | 16 | 18 | 20 | | 30 | mpg | 7 | 8 | 10 | 12 | 13 | 15 | 17 | | 35 | mpg | 6 | 7 | 9 | 10 | 11 | 13 | 14 |
On a cost per mile basis, a jump from $3 per gallon up to $5 per gallon results in a cost per mile increase of a dime or less for a modern vehicle. |
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